How to Establish Business Credit
How to Establish Business Credit Without a Personal Credit Check Starting up a business is full of adventure and excitement, until you realize your personal assets might be on the line. Smart business owners are able to distinguish their personal credit from their business credit. It’s may take your business a little longer to get ...
Military Home Buyers
Military home buyers are at a fantastic advantage thanks to the VA Loan Program. VA Loans are available for no down payment and loan amounts that can reach $729,000 or more based on your location. What are the requirements to obtain a VA Loan? 1. Service Time You must currently be serving in the United ...
How Credit Scores Affect Mortgage Rates
How credit scores affect mortgage rates It has overtones of Judgment Day, sitting before a loan officer and applying for a mortgage. Are you creditworthy? And to make that judgment, mortgage lenders will review your all-important records, namely your credit reports and credit score. 4 steps to a good mortgage rate Factors beyond credit scores. ...
Approved Car Credit
Dealer Tricks There are dealer tricks that you need to watch out for; they make more on approved car finance than on the car. Flat Interest Rates – There is apparent danger if the A, P and R don’t follow the rate. This means the rate is added on any outstanding debt when the banks ...
Knowledge is Power
Knowing the history and the motivations behind the credit bureaus is your tool to understanding the nature of the credit reporting system. When you know the true persona of the credit bureaus, you can then see why you are granted access to your credit reports, why you have the right to repair your credit, and ...
The FCRA was passed to protect you from the credit bureaus
Over time, the credit bureaus grew and merged until the credit reporting system moved from one with many local credit bureaus to the current system of three major nationwide credit bureaus. As this happened, the large credit bureaus became so powerful that it became necessary for them to be regulated. This resulted in the Fair ...
The Truth About the Credit Bureaus
For starters, let’s put aside the idea that the credit bureaus exist to ensure the safe keeping of your private financial data. The credit bureaus are not official government agencies and they do not create your credit reports for your benefit. They are not in the business of making sure your credit reports are accurate ...
Choosing SBS Credit Services as Your Credit Repair Company
Selecting SBS Credit repair service to help you improve your credit score is a big decision. A typical credit repair service will cost you a few hundred dollars and will take up to a year to complete their service. Choosing the wrong credit repair company can end up wasting money and perhaps more importantly, your ...
3 Major Credit Bureau Report Investigation
Mistakes and other inaccurate information on your credit report aren’t your fault and in a perfect world, wouldn’t affect you. The world is not perfect, and while you may not be responsible for some or all of the negative items on your credit report, you are probably being held accountable for them. Stop being blamed ...
How credit scores affect insurance rates
By Christopher Cruise • Bankrate.com Your credit score can have a profound effect on the amount you have to pay not only for auto insurance, but for homeowners insurance also — and perhaps on health and life insurance in the not-too-distant future. It’s controversial, to be sure, but it’s a fact. The question now is ...
